Showing posts with label Crooks. Show all posts
Showing posts with label Crooks. Show all posts

Tuesday, July 23, 2024

Scams and Scoundrels

 by Charlotte Hinger

I can't keep up with all the crooks operating online. Sometimes I think the people who never use the internet are the smart ones after all. 

A couple of weeks I foolishly bought a new sofa bed and matching loveseat without selling my old furniture first. I truly thought someone would snatch it up immediately because it's in perfect condition. I love this all-leather sectional. There's also a matching chair and two ottomans.

It was not snatched up immediately. The first person who responded was a scammer. Luckily, I had read all the warnings on Facebook, Craigslist, and NextDoor. The lady who was so eager to buy the set offered to send me a cashier's check. However, she said since she was in the process of moving to Fort Collins she would simply have a mover pick up the furniture. 

All three sites, warned about taking a cashier's check since they can be faked. I was quite leary anyway of someone wanting to buy furniture they had not seen. So I asked her to overnight the check to a certain person at a bank in Hoxie. (name withheld to protect the innocent) I assured her via text that it would not be necessary to give her any account information. I would simply alert the officer that the check would arrive and he could take care of depositing it. 

Naturally, the check never arrived. How can this be a scam? What this kind of person is after is account information and all kinds of personal details.

The best way to conduct a transaction like this is to meet in person in a public place, like a Walmart parking lot, and ask them in advance to bring cash only. Always bring a friend along. Don't risk meeting people alone. Bring the merchanise with you so they can look it over. 

As you can see by the photo, it would be impossible to bring the merchanise with me. But I can ask an able-bodied friend to be with me in my home. On the other hand, it's no protection against people who just want to look the place over so they can plan their next heist more efficiently. 

I suspect that this furniture will end up in the basement which is actually a pretty good idea. Not a great idea, but not too bad. It easily sleeps one person. 

As to writing scams, oh dear, where to begin? The first rule used to be--never give anyone any money.  Legitimate trade publishers give the writer money. Writers don't give money to the publisher. However, since I first began there are a lot of variations and some of the houses expect writers to share the expenses. Some of these arrangements are legitimate and an excellent compromise.

Then there are the fake agents. Years ago, a lady who had never sold a single book, came to a writers conference every year. She wore stunning hats and dark glasses and glorried in the flock of writers begging for her to take them as a client. I knew another agent who never read a single word of books that were submitted.

Why would people do this? I have no idea.